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How to open a bank account in UAE Dubai

Non-residents are able to open a savings account with several banks in UAE Dubai, for example HSBC and Emirates. With these accounts customers are given an ATM card which can be used to withdraw cash when in Dubai.
Documents needed to open such an account include:
  • Copy of the customer's passport
  • Visit visa
  • Proof of address
  • Bank card from another bank in their country of residence
  • Some banks will also ask for a letter of recommendation from a current UAE resident
Some banks may require a minimum balance on the account at all times. Overdraft facilities are not available. Customers are usually given the option of opening a current or savings account.

A current account usually offers the following services:

  • Cheque book
  • Debit and credit cards
  • Facilities for setting up standing orders, direct debits and credit card repayments
  • Most offer online facilities
  • Personal loans
  • Regular bank statements in English if required

Accounts can be opened in international currency at all major banks.

ATMs can be found throughout Dubai. Some banks may charge a small fee if using another bank's ATM.