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Banking in Oxford

Branch locations and contact details:
Central
Barclays 54 Cornmarket St 0845 755 5555
37 Little Clarendon St 0845 755 5555
95 High St 0845 755 5555
HSBC (né Midland) 65 Cornmarket St 08457 404 404
Lloyds TSB 1-5 High St, Carfax 0845 300 0000
Nationwide 19 Queen Street 01865 440900
NatWest 32 Cornmarket St 0845 301 9797
121 High St 0845 301 9799
Royal Bank of Scotland 32 St. Giles 01865 310200
Headington & Cowley (East)
Barclays 105 London Road, Headington 0845 755 5555
4 Pound Way, Cowley 0845 755 5555
HSBC (né Midland) 108 London Road, Headington 08457 404 404
Lloyds TSB 103 London Road, Headington 0845 300 0000
87 London Road, Headington 0845 300 0000
NatWest Brookes - sub branch, students only 01865 742162
Summertown (North)
Barclays 211- 213 Banbury Road 0845 755 5555
HSBC (né Midland) Prama House, Banbury Rd 08457 404 404
Lloyds TSB 203 Banbury Road 0165 741400
NatWest 249 Banbury Road 0845 308 7758
Botley (West)
Barclays Hinksey Court, Botley 0845 755 5555
HSBC (né Midland) Midland House, West Way 08457 404 404
Lloyds TSB 19 The Square, Botley 01865 242917
NatWest Elms Court, Botley 0845 300 7804


Getting The Best Deal
Visit www.moneysupermarket.com and be amazed by the amount of hard work they've done in order to enable you to compare the merits of various financial services. Insurance, banking, credit cards, pensions, all have been examined to help you make an informed choice. Recommended. A similar service is offered by www.moneyextra.com, should you wish to delve even deeper.
And for cheerful and clear investment advice, do consider the nice people at Motley Fool (www.fool.co.uk). They began by suggesting that one ignore all financial advisors and invest early and often in market-linked deals which show a steady 12% a year (although at the time of updating - late 2009 - that might be somewhat difficult). They seem now to have diversified into another many-tentacled creature like the two immediately above, but are likely to have kept their no-nonsense style.
www.easy-quote.co.uk: compare credit cards, loans and mortgages.
Reclaiming Bank Charges
Some people have recently been successful in claiming back penalty charges from banks on the grounds that these are illegal. Details on the process can be found on the Which website. Please note that not having tried this ourselves, we do not necessarily recommend this course of action, but merely suggest that further investigation may be fruitful.
Checking your credit rating
If you need to establish your credit rating www.checkmyfile.com can help you so to do. Their "free stuff" is relatively unhelpful, but for a fee you can establish how you are likely to be thought of by large financial institutions. A similar service (among others) is provided by www.experian.co.uk, who will supply your credit reference file for free.
Finding an ATM - wherever you are
Link provides a locator to find your nearest ATM. Investigate on a map or enter a postcode to find your nearest: www.link.co.uk
Interactive Calculations
Visit www.Thisismoney.co.uk to conveniently calculate every kind of financial equation: VAT, currency exchange, tax, interest rates, the effects of inflation, and how to cut bills. You can even get a set of lottery numbers generated for you!
Conversion
Enter any sort of a value at www.onlineconversion.com and with one click all the complicated formulae are done for you. Lots of fun stuff too.
When it comes to meatspace conversion of actual physical money, we are told that Senli Cash & Go in the Tourist Information Centre on Broad Street has 'the best exchange rates in town', and operates on a no fee, no commission basis. It has a helpful website at www.cash2go.senli.co.uk and can be reached by phone on 01865 203319 or fax on 01865 245901.
For advice about taking money abroad, the Lonely Planet guide is most informative about arrangements in different countries. Go to www.lonelyplanet.com/worldguide and select the area you're visiting.